In our country we have been affected by war and we were expelled from our land 23 years ago. Praise be to Allah, my father and I are settled now and we have a business. We borrowed money in order to settle and start a business, the value of which was 1 million. When we worked out the value of zakaah that we owe on the property and trade goods that we have in our possession, it was estimated to be 7 million, and the trade goods on which zakaah is due are worth 5 or 6 million. 
My questions are: 
1. Are we required to pay zakaah, as we have not paid it all these years because we were not able to pay off the debt of 1 million? Was it correct for us not to pay zakaah?
2. We do not have any cash now, if we are required to pay zakaah. We helped a brother of ours to pay off a debt he owed, so that he could pay off the borrowed amount without paying the interest that had been agreed upon. Is it possible for us to waive this debt and thus pay off the zakaah that we owe?
3. We own some property in the country where the war was, that we took possession of after the war ended, and we are planning to sell this property in order to pay off debts and so that we can buy a house in the place where we live now. Is this property subject to zakaah?.

Perhaps my question has been asked many times before. It is about mortgages in non-Muslim countries. We live in a western society and we live in rented accommodation so as to avoid riba. Recently we found out that there are no houses for rent, and 96% of the market is based on mortgages. All houses are offered for sale only. Some of them told me that in this situation it is permissible for me to  buy a house by means of a mortgage and, moreover, it is possible to get the mortgage in the name of family insurance, so that the individual does not pay riba or a mortgage; rather it is paid by the insurance. Is it permissible to get a mortgage in the name of the family insurance, in such a way that you and other trustees or borrowers are not dealing directly with the bank and the lawyer takes care of dealing with the mortgage on your behalf?
I hope that you can advise me as to whether that is permissible or not.

What is sincerity, and what are the benefits of sincerity?

1. I would like to know the dividing line between hypocrisy and courtesy, because in many cases I feel that there is some two-facedness in people's behaviour and dealings, based on their interests and whims and desires, and it is said that it is just courtesy. Is this true? 

2. Is it possible for true friendship to be mixed with a little hypocrisy? I have a friend who does not love me as I thought she did. She held a special place in my heart that was shared by no one else, but recently I found out that my status with her is zero, and her behaviour with me for many years was superficial. I thought, and everyone was certain about that, that our friendship was strong, and until now I do not know how to end this friendship after finding out what is really going on. 

3. Can the way this friend behaved be regarded as hypocrisy? 

4. What is the punishment for hypocrisy in friendship?

If one Muslim brother loves another Muslim brother, does he have to say to this brother "I love you for the sake of Allah?

Is it permissible to read Qur'aan while a women is having mensus (periods)?

Firstly: I apologize for asking such a question, and so that there will be no room for doubt about my intention I will say that I bear witness that there is no god but Allaah and that Muhammad is the Messenger of Allah, and I am completely content with Allah as my Lord, Islam as my religion and Muhammad (peace and blessings of Allah be upon him) as my Prophet.   

I am asking about the Sunnah, because there are many reports of a single hadith. For example, we may find in Saheeh al-Bukhaari a hadith that appears in a form different than that in which it appears in Saheeh Muslim. Why isn't the Sunnah like the Holy Qur'aan? What is the difference between the Sunnah and the Holy Qur'aan? Is the Sunnah part of the Wahy that was revealed to the Messenger (peace and blessings of Allah be upon him) or is it just his words and deeds? Is it one of the characteristics of Prophethood or what?

When I do Salah (formal prayers) or intend to do good deeds I often get very evil thoughts in my mind. When I concentrate in Salah, and try to focus on the meaning of the words, evil thoughts enter my mind, which make evil suggestions about everything including Allah. I feel very frustrated and angry about this. I know that none forgives sins except Allah alone, but because of my thoughts I feel that there is nothing worse than to have evil thoughts about Allah. After Salah I ask Allah's forgiveness, but feel very bad because I want to stop these evil thoughts, but I can't stop them. These thoughts spoil my enjoyment of Salah, and also make me feel as though I am doomed. Please advise me.

Will a person (a believer) be rewarded if he listens to the Qur’aan without understanding what he is listening to, but he knows that it is Qur’aan? Or will he not be rewarded unless he understands what he is hearing? I hope you could give some evidence from the Qur’aan and saheeh hadeeth.

Can you give us an idea about the Dajjaal, Al-Daabbah and Ya’jooj and Ma’jooj?

My question deals with a friend of mine who was ignorantly joking. When my friend was teased by another friend he ignorantly picked up his phone out of joking and said I have to tell Allah. Then he said on the phone "Hello, Allah" as to tell Allah. I know this is incorrect but is this shirk?

I am one of those who send blessings upon the Prophet between 50 and 100 times a day, according to circumstances. I say: “Allahumma salli ‘ala Muhammadin wa aali Muhammad (O Allah, send blessings upon Muhammad and the family of Muhammad).” There are some people who tell me that my sending blessings upon the Messenger of Allah is lacking. Can you tell us – may Allah reward you with good – what is the ideal way to send blessings upon the master of mankind, and is the way I am doing it really lacking?