Ruling on dealing with mortgages in a non-Muslim country

Perhaps my question has been asked many times before. It is about mortgages in non-Muslim countries. We live in a western society and we live in rented accommodation so as to avoid riba. Recently we found out that there are no houses for rent, and 96% of the market is based on mortgages. All houses are offered for sale only. Some of them told me that in this situation it is permissible for me to  buy a house by means of a mortgage and, moreover, it is possible to get the mortgage in the name of family insurance, so that the individual does not pay riba or a mortgage; rather it is paid by the insurance. Is it permissible to get a mortgage in the name of the family insurance, in such a way that you and other trustees or borrowers are not dealing directly with the bank and the lawyer takes care of dealing with the mortgage on your behalf?
I hope that you can advise me as to whether that is permissible or not.

Praise be to Allaah. A mortgage is a haraam riba-based transaction that is based on a loan with interest in which the owner of the money takes as collateral the property for the purchase of which the borrower is taking out the loan, until the debt has been paid off along with the interest ... Continue Reading

Impermissible to help a non-Muslim deal in Riba (Usury/interest)

Salam Alaykum shaykh. I have a friend who have accepted Islam not long ago. He asks if it is allowed for him that his father who is not a Muslim, buys a house With a loan based on ribaa (usury/interest). And then my friend will buy the house from his father by monthly installment, without ribaa (usury/interest)?
  All perfect praise be to Allaah, The Lord of the Worlds. I testify that there is none worthy of worship except Allaah, and that Muhammad (prayer and peace of Allah be upon him), is His Slave and Messenger.   It is not permissible for your friend to urge his father or to help him ... Continue Reading

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