Ruling on dealing with mortgages in a non-Muslim country

Perhaps my question has been asked many times before. It is about mortgages in non-Muslim countries. We live in a western society and we live in rented accommodation so as to avoid riba. Recently we found out that there are no houses for rent, and 96% of the market is based on mortgages. All houses are offered for sale only. Some of them told me that in this situation it is permissible for me to  buy a house by means of a mortgage and, moreover, it is possible to get the mortgage in the name of family insurance, so that the individual does not pay riba or a mortgage; rather it is paid by the insurance. Is it permissible to get a mortgage in the name of the family insurance, in such a way that you and other trustees or borrowers are not dealing directly with the bank and the lawyer takes care of dealing with the mortgage on your behalf?
I hope that you can advise me as to whether that is permissible or not.

Praise be to Allaah. A mortgage is a haraam riba-based transaction that is based on a loan with interest in which the owner of the money takes as collateral the property for the purchase of which the borrower is taking out the loan, until the debt has been paid off along with the interest ... Continue Reading

Has she broken her oath?

A Muslim woman swore that she would not speak to another Muslim woman because of a dispute that had arisen between them. Then the other woman sent her several text messages, repeatedly, so the first woman responded by a text message. Now the first woman is asking: do I have to offer expiation for breaking an oath or not? What should I do if I want to talk to her again?.

Praise be to Allaah. If a person swears that he will not speak to someone, then writes a message to him, there is a difference of opinion among the fuqaha’ as to whether he has broken his oath. The Hanafis and Shaafa‘is say that he has not broken his oath.  The Maalikis ... Continue Reading

How does participating in Hajj affect the life of a Muslim?

How does participating in Hajj affect the life of a Muslim?

  Praise be to Allaah. Performing the rituals of Hajj has many virtues and there is a great deal of wisdom behind them. The one who is enabled to understand them and do them is blessed with a great deal of good. We will try to list as many as we can here.    Travelling ... Continue Reading

Celebrating the Mother's Day

Question:
In western countries many Muslims celebrate the Mother's day. What is the rule of Shariah concerning this celebration?

Fatwa: All perfect praise be to Allaah, The Lord of the Worlds. I testify that there is none worthy of worship except Allaah, and that Muhammad is His slave and Messenger.What is known among many people as Mother's Day and which is claimed to be the 21st of March is nothing but an innovation ... Continue Reading

They inherited wealth from their father and invested it in some business; how should they pay zakaah?

We are three sons, three daughters and a mother. We inherited 14,500 Jordanian dinars from our father and we invested this money in some business; every month we get 215 Jordanian dinars. Is any zakaah due on this amount, because this money belongs to everyone?.

Praise be to Allaah. Firstly:  The mother’s share of the estate is one-eighth. The rest is to be divided among the sons and daughters, with each male getting the share of two females. If we realise that the nisaab (minimum threshold) for zakaah is the value of 595 grams of ... Continue Reading

He had a wet dream but he did not do ghusl because it was very cold

I was once sleeping in the afternoon after taking lunch. i had erotic dreams & sufferred from nocturnal ejactulation. when the adhan for assar was being given , i woke up. s it was very cold i could not take a bath. i washed the semen off from my pants, did taimyum and continued with my asaar prayers. did i do the right thing? is it necessary to take a bath after having a wet dream or is it suffficeient to wash off the semen & do wadoo to become clean. In fact in view of the cold i tokk bath only after a few days, & contined to perform salat all these days using the same garment. i hope i have put the problem before u lucidly
Praise be to Allaah.  It is the mercy of Allaah towards His slaves that the obligation to do certain duties no longer applies when one is unable to do them, because Allaah says (interpretation of the meaning): “Allaah burdens not a person beyond his scope” [al-Baqarah ... Continue Reading

Some of the Sunnahs of fasting

What are the Sunnahs of fasting?.

Praise be to Allaah.   There are many Sunnahs of fasting, including the following:  1 – It is Sunnah if someone insults you to respond in a better manner and say, “I am fasting,” because of the report narrated by al-Bukhaari and Muslim from Abu Hurayrah (may Allaah ... Continue Reading

Is it possible to see Allaah in this world?

I have read that no man has seen Allah (S) in this life, not even the prophet (SM) in his mira'j. The book has been written by Sk. Abu Ameenah Bilaal Philips. Now, I have heard from one scholar from my country that Imam Malik saw Allah (S) hundred times in his dream. Is that possible? May Allah (S) reward you.
Praise be to Allaah.Seeing Allaah in reality (as opposed to in a dream) is not possible in this life, although no doubt it will happen after death. This is not because seeing Him is impossible in itself, but because Allaah has willed that it should not happen. This is for many reasons, some of ... Continue Reading

How a woman should wipe her head when doing wudoo’

What is the way in which a woman should wipe her head when doing wudoo’?.

Praise be to Allaah. The way in which a woman – and a man whose hair is long – should wipe the head when doing wudoo’ is what is narrated in the hadeeth of al-Rubayyi’ bint Mu’awwidh (may Allaah be pleased with her). Ahmad (26484) and Abu Dawood (128) narrated from ... Continue Reading

What is the ruling on neglecting the Sunan al-Fitrah, and does that have any effect on tahaarah (purity)?

I have noted that some worshippers let their nails grow long and they are filled with dirt. Is this befitting for a Muslim? Is their wudoo’ valid? Is there a specified time limit for cutting the nails, or for doing other things that are Sunan al-Fitrah (specific sunnahs connected to the natural disposition of man)?
Praise be to Allaah.  The nails must be cut within forty days (of the last cutting), because the Messenger of Allaah (peace and blessings of Allaah be upon him) specified a time limit within which people should cut their nails, shave their pubic hair, pluck their armpit hair and trim their ... Continue Reading

Is there a du’aa’ to be said at the time of sahoor?

I was thought in my school that there is dua for iftiyari only n not for sahoor. for sahoor it's the intention in heart but my husband says there is dua for sahoor too. pls guide me to what is correct.

Praise be to Allaah. Yes, there are du’aa’s that are narrated in the Sunnah which the fasting person may say at the time of breaking the fast. He may say “Dhahaba al-zama’u wa abtalat al-‘urooq wa thabat al-ajru in sha Allaah (Thirst has gone, the veins are moist, ... Continue Reading

Wishing for death because of intense distress

I have great problems in my work and in my social life. Is it permissible for me to wish for death?
Praise be to Allaah. Your state is like that described by the poet:“If death were for sale I would buy it.This life is something in which there is nothing good.” This is wrong. It is not permissible for the believer to wish for death. If he has to say something, then let him ... Continue Reading
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29 Dhu al-Hijjah 1445
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