Who do Muslims worship?

I hope you can give me some examples of good deeds that we can do every day to increase our hasanaat.

Perhaps my question has been asked many times before. It is about mortgages in non-Muslim countries. We live in a western society and we live in rented accommodation so as to avoid riba. Recently we found out that there are no houses for rent, and 96% of the market is based on mortgages. All houses are offered for sale only. Some of them told me that in this situation it is permissible for me to  buy a house by means of a mortgage and, moreover, it is possible to get the mortgage in the name of family insurance, so that the individual does not pay riba or a mortgage; rather it is paid by the insurance. Is it permissible to get a mortgage in the name of the family insurance, in such a way that you and other trustees or borrowers are not dealing directly with the bank and the lawyer takes care of dealing with the mortgage on your behalf?
I hope that you can advise me as to whether that is permissible or not.

I would like to know some of the ahaadith which speak of the virtues of Jumu'ah prayer.

Is it true that anyone who does not accept that kuffaar are kuffaar is a kaafir himself, even if he prays, believes in the Qur'aan, and the Prophet Muhammad? If so, what is the proof for this? Can a person insist on believing that Jews and Christians can be believers and go to heaven after being shown clear evidence against this, and still be considered a Muslim?

If the Muslims celebrate the birthday of the Prophet (blessings and peace of Allah be upon him), why do they not celebrate the birthday of the Prophet of Allah ‘Eesa (peace be upon him)? Is he not a Prophet who was sent from Allah, may He be glorified and exalted? I heard this idea from someone, and I know that Christmas and the celebration thereof is haraam, but I want an answer to this question. May Allah reward you with good.

Question:

I have a few questions concerning parents
1-What right does my Mother have over me?
2-What right do I have over my mother?

If a man decides after a life of sinfulness to come to God and promise to reform his life, I understand that Islam says that he will be forgiven and therefore inherit the promises etc.
My question though is what has happened to the weight of this man's sin, as in sinning he has offended God and therefore this sin has to be atoned for; who is going to atone for his sin, if God is just going to forgive him on the promise of his being good and faithful? Surely as we saw with Adam there has to be a consequence for sin...

Some times when i wake up in the morning, i find some wet coming out. Please don't take it as a wet dream, or urine, becuase the sticky stuff comes out usually just after i have woken up in the morning. Most of the days i have to wash my under wear just becasue of that, and sometimes i wash my pants too.

I read it somewhere that if its not semen, just that sticky stuff than we don't need to perform ghusl, and only wuzu is enough to offer prayers. If it is then what about the clothes?. The same stuff comes out during some salacious situations also, though i try to stay away from all that kind of stuff.